Each business sector encounters highly specific risks inherent only to their industry. Business insurance protects your bottom line while you develop and grow your business. We make online business insurance easy to understand and simple to purchase.
General Liability insurance secures your business from third-party liability claims and lawsuits caused by your business operations for property damage, bodily injury, personal injury, and advertising injury. This policy covers your business for liability arising from your premises, product, or completed work.
A Business Owners Policy (BOP) is a comprehensive insurance package that includes property, general liability, and other extensions of coverage that may be automatically included or added on as needed. This policy enables businesses to obtain various lines of insurance coverage bundled together in a single package policy.
An employer may purchase a worker's compensation (WC) policy to meet the statutory requirements of compensating employees who are injured on the job or suffer an occupational illness related to their work.
Business auto insurance covers company-owned vehicles used for business purposes. The primary purpose of this policy is to meet statutory financial responsibility laws and provide bodily injury and property damage liability coverage for your business when it is legally obligated to pay damages arising from at-fault accidents.
Umbrella or Excess Liability insurance is additional layer of liability coverage that provides protection for claims that exceed the limits of the primary liability policies, such as General Liability, Auto Liability, and Employers' Liability.
Commercial Property insurance protects business-owned real and personal property against covered perils in the policy. There are three levels of coverage under this policy, basic, broad, and special form. Basic and broad forms are named peril policies that only cover specific loss types.
Get an affordable, simple and convenient commercial insurance quote for your business. We can help you find the coverage you need for your business. If you do not see your business listed here, let us know.
Pick the type of business insurance you want and tell us about your business.
Proposal(s) will be sent to you based on your request and carrier appetites. Call us if you have questions so you can make an educated decision when choosing coverage.
Easy payment options, pay by credit card or bank account. Finance premium or pay in full. Coverage will begin on the date you select.
Connect with InsuranceAdvisor.com to cover your business risks. If you are looking for any coverage guidance, count on us.
Ask an AgentExplore helpful tips, guides and business insights from InsuranceAdvisor.com
Malpractice insurance, often referred to as professional liability insurance, is a critical form of protection for individuals and businesses in various professions, especially those in healthcare and the legal field. This type of insurance provides coverage in the event that a client or patient sues a professional for alleged negligence, errors, or omissions in the course of their work. In this article, we'll delve into the world of malpractice insurance, examining its importance, who n.. Read more
In today's increasingly digital world, businesses face a growing number of risks related to cybersecurity and financial crimes. To defend their operations and assets, many turn to insurance solutions designed to mitigate these threats. Two common types of insurance coverage that often come into play are cyber insurance and crime insurance. While they both address security concerns, they serve distinct purposes and cover different aspects of risk. Moreover, there needs to be more clarity .. Read more
Special events bring out the best in the people attending these gatherings. Creativity, meticulous planning, and flawless execution are the three dynamics in this exciting industry that thrive on memories and experiences. However, like any business venture, event planning comes with risks and uncertainties since it deals with in-person communications, logistics, and decor aesthetics where venues and vendors come together. A single mistake is all it takes for this event to fall apart. To safe.. Read more
We can provide quotes with different insurance carriers, and you can request quotes from the comfort of your home, office, or anywhere by visiting us at InsuranceAdvisor.com. Once you create an account, your business information is stored, and you can come back at any time to request other lines of insurance, get a certificate of insurance, and update your information.
Donna has been in the insurance business for over 35 years. She was licensed in 1992 and has obtained the Certified Insurance Counselor designation from the National Institute for Insurance Research and Education in 1993 and the Certified Risk Manager designation in 2016.
Zania Govind joined Insurance Advisor early in 2022 and came to the table with her eagerness to learn about the insurance industry. She currently holds a 2-20 general lines license and is gaining insurance experience by assisting and mentoring under senior agents.
For more information, you can visit our About Us page.
Though we can insure most businesses at InsuranceAdvisor.com, the quoting process is much faster and simpler for main street-type businesses. Tougher industries may not get an instant quote online anywhere. However, at InsuranceAdvisor.com, we also quote and place insurance for those higher-risk businesses, though it may take a little longer.
We work with retail, wholesale, construction, service, hospitality, medical and professional businesses to provide customized commercial insurance solutions.
Data privacy is always a big concern, and we understand that. We follow all government regulations and take steps to secure the data collected from our clients. The data we collect is encrypted using the latest encryption algorithms so that no one can access it. We do not share our client data with any third parties.
No one knows your business operations as you do. Make educated insurance decisions by understanding what each type of insurance covers. You can find out more here:
Insurance costs vary significantly by industry, revenue, location, payroll, lines of insurance, options included, and the limits purchased. One business may only need general liability and pay $1,000 annually; another may need all lines and spend more than $100,000 annually. You won’t know your costs until you request quotes which you can do right now at InsuranceAdvisor.com.
You’re asking the wrong question. The question should be, where can I find the right business insurance coverage at a price I can afford?
Start considering your business from front to back, inside and out and imagine the “perfect storm” whatever that is for your business, what do you see going wrong? When something goes wrong, what is the outcome that your business has to survive? Did someone get hurt physically or mentally, or was property damaged? Get the insurance that will respond to your business’s perfect storm.
A commercial independent insurance agency primarily places insurance for businesses. The agency’s agents act as intermediaries between the client business and the insurance company. Not tied to one insurance company like captive agencies, we can place insurance through directly appointed carriers and brokers or managing general agencies representing hundreds of insurance companies. Accessing so many different insurance products with a limitless number of insurance companies means we can provide the right insurance for your business with a carrier that understands your operations and the types of claims you might have. After all, coverage for claims is what you purchase when you buy insurance, for when your company needs help the most.
An insurance advisor is simply a licensed insurance agent. Not all licensed insurance agents are the same. Some may specialize in personal lines (Homeowners, Personal Auto, Boats), and others, like agents at Insurance Advisor, place insurance coverage only for businesses. The insurance industry is vast and having a niche allows a concentration of knowledge to accumulate in a specific area. Agents focused on a type of insurance may better understand the many exposures faced by an insured. At InsuranceAdvisor.com, we focus only on business insurance, regardless of business size or level of risk.
If you have questions regarding business insurance or want to speak with an agent, call us!
