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Commercial Insurance Company

Each business sector encounters highly specific risks inherent only to their industry. Business insurance protects your bottom line while you develop and grow your business. We make online business insurance easy to understand and simple to purchase.

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Commercial General Liability

General Liability insurance secures your business from third-party liability claims and lawsuits caused by your business operations for property damage, bodily injury, personal injury, and advertising injury. This policy covers your business for liability arising from your premises, product, or completed work.

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Business Owners Policy

A Business Owners Policy (BOP) is a comprehensive insurance package that includes property, general liability, and other extensions of coverage that may be automatically included or added on as needed. This policy enables businesses to obtain various lines of insurance coverage bundled together in a single package policy.

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Workers Compensation

An employer may purchase a worker's compensation (WC) policy to meet the statutory requirements of compensating employees who are injured on the job or suffer an occupational illness related to their work.

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Business Auto

Commercial vehicle insurance covers damage caused by or to them. is the one-stop shop for all kinds of commercial auto insurance.

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Umbrella or Excess Liability

Umbrella or Excess Liability insurance is additional layer of liability coverage that provides protection for claims that exceed the limits of the primary liability policies, such as General Liability, Auto Liability, and Employers' Liability.

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Commercial Property

Commercial Property insurance protects business-owned real and personal property against covered perils in the policy. There are three levels of coverage under this policy, basic, broad, and special form. Basic and broad forms are named peril policies that only cover specific loss types.

Industries We Insure

Get an affordable, simple and convenient commercial insurance quote for your business. We can help you find the coverage you need for your business. If you do not see your business listed here, let us know.

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How it Works
Quote Request

Pick the type of business insurance you want and tell us about your business.

Choose Options

Proposal(s) will be sent to you based on your request and carrier appetites. Call us if you have questions so you can make an educated decision when choosing coverage.

Pay premium & Get Covered

Easy payment options, pay by credit card or bank account. Finance premium or pay in full. Coverage will begin on the date you select.

Not sure what you need?

Connect with to cover your business risks. If you are looking for any coverage guidance, count on us.

Ask an Agent

Useful Resources for Commercial Insurance

Explore helpful tips, guides and business insights from

Why Choose Insurance Advisor?

We can provide quotes with different insurance carriers, and you can request quotes from the comfort of your home, office, or anywhere by visiting us at Once you create an account, your business information is stored, and you can come back at any time to request other lines of insurance, get a certificate of insurance, and update your information.

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Frequently Asked Questions

Donna Krieger, CIC, CRM

Donna has been in the insurance business for over 35 years. She was licensed in 1992 and has obtained the Certified Insurance Counselor designation from the National Institute for Insurance Research and Education in 1993 and the Certified Risk Manager designation in 2016. 

For more information, you can visit our About Us page.

Though we can insure most businesses at, the quoting process is much faster and simpler for main street-type businesses. Tougher industries may not get an instant quote online anywhere. However, at, we also quote and place insurance for those higher-risk businesses, though it may take a little longer.

We work with retail, wholesale, construction, service, hospitality, medical and professional businesses to provide customized commercial insurance solutions.

Data privacy is always a big concern, and we understand that. We follow all government regulations and take steps to secure the data collected from our clients. The data we collect is encrypted using the latest encryption algorithms so that no one can access it. We do not share our client data with any third parties.

No one knows your business operations as you do. Make educated insurance decisions by understanding what each type of insurance covers. You can find out more here:

  • General Liability
  • Commercial Property
  • Workers’ Compensation
  • Business Auto
  • Umbrella
  • Cyber
  • Commercial Flood

Insurance costs vary significantly by industry, revenue, location, payroll, lines of insurance, options included, and the limits purchased. One business may only need general liability and pay $1,000 annually; another may need all lines and spend more than $100,000 annually. You won’t know your costs until you request quotes which you can do right now at

You’re asking the wrong question. The question should be, where can I find the right business insurance coverage at a price I can afford?

Start considering your business from front to back, inside and out and imagine the “perfect storm” whatever that is for your business, what do you see going wrong? When something goes wrong, what is the outcome that your business has to survive? Did someone get hurt physically or mentally, or was property damaged? Get the insurance that will respond to your business’s perfect storm.

A commercial independent insurance agency primarily places insurance for businesses. The agency’s agents act as intermediaries between the client business and the insurance company. Not tied to one insurance company like captive agencies, we can place insurance through directly appointed carriers and brokers or managing general agencies representing hundreds of insurance companies. Accessing so many different insurance products with a limitless number of insurance companies means we can provide the right insurance for your business with a carrier that understands your operations and the types of claims you might have. After all, coverage for claims is what you purchase when you buy insurance, for when your company needs help the most.

An insurance advisor is simply a licensed insurance agent. Not all licensed insurance agents are the same. Some may specialize in personal lines (Homeowners, Personal Auto, Boats), and others, like agents at Insurance Advisor, place insurance coverage only for businesses. The insurance industry is vast and having a niche allows a concentration of knowledge to accumulate in a specific area. Agents focused on a type of insurance may better understand the many exposures faced by an insured. At, we focus only on business insurance, regardless of business size or level of risk.

Quote online or call a licensed insurance agent

If you have questions regarding business insurance or want to speak with an agent, call us!

855-600-2384 [email protected]
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