General Liability Insurance
How much General Liability Insurance do I need?
Ask yourself, what does my business have to lose? Consider your business’s operations, gross revenue, payroll, business-owned assets, cash in the bank, employee competency, customer base, when you start to think about what limit is enough. These factors influence the general liability insurance premium charged by the insurance company. If, after you assess these aspects of your business and find you need assistance, please call to talk with one of our licensed agents.
Most carriers offer incremental limits of $300,000, $500,000 and $1,000,000 per occurrence on a general liability policy. Anything above that must be achieved with the purchase of an umbrella policy.